The 3rd Book of The Economic Enlightenment & Empowerment Series which you can find by looking up Author Leslie Meneus. Credit & Business is a practical, no-nonsense guide for entrepreneurs, founders, & small business owners who want to fund, grow & stabilize a business using personal & business credit—without losing control or damaging their financial future. In today’s startup environment, access to capital often matters more than cash on hand. This book explains how credit really works, how lenders evaluate risk & how disciplined borrowers use credit as a strategic financial tool rather than a last resort. It walks readers step by step through building, strengthening & leveraging personal & business credit to fund startups, manage cash flow & scale responsibly.
Inside this book, you’ll learn:
-What credit actually is & how it functions as documented trust
-How to build & optimize personal credit for startup funding
-When & how to use credit cards, personal loans & lines of credit
-How to transition from personal credit to business credit
-How to set up a fundable business entity lenders trust
-How business credit cards, lines of credit, and term loans really work
-How to leverage credit without killing cash flow
-How to protect fundability while scaling
-The most common credit mistakes that cause startups to fail
-How to refinance, diversify & plan for long-term financial freedom
Unlike generic personal finance books, Credit & Business Credit is written as a funding playbook—not theory. Each chapter focuses on real-world application, risk management, & strategic decision-making so readers can deploy credit intentionally rather than reactively.
This book is ideal for:
-Startup founders & entrepreneursSmall business owners seeking funding alternatives
-Investors & operators building fundable entities
-Individuals looking to use credit strategically instead of emotionally
This book will help it’s readers develop decernment, discipline, structure & planning. $9.99 on Kindle.
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